Appraisal services for Richland and Benton County homeowners
See the top seven reasons why WA homeowners need Rose Real Estate Group Inc.:
Do you own a home in or near Richland? Do you need help deciding the value of your real estate?
At Rose Real Estate Group Inc., we understand the particular needs of a customer after appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Rose Real Estate Group Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. Rose Real Estate Group Inc. is experienced in helping customers just like you abolish unneeded and unwanted PMI insurance. Challenge Tax AssessmentLets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Rose Real Estate Group Inc. is your best weapon. HELOC recently frozen?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. An efficient appraisal from Rose Real Estate Group Inc. can help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home. |